Landmark Mixed-Use Investment & Boutique Hospitality Business
A rare opportunity to acquire, by way of a share sale, the entire issued share capital of the company owning The Vaults, an exceptional mixed-use freehold investment occupying a landmark position overlooking the historic Market Square in the heart of Stow-on-the-Wold.
Formerly the town's Georgian bank, the property has been sympathetically transformed into three beautifully appointed luxury furnished holiday apartments, complemented by two income-producing commercial units. The result is a unique investment opportunity combining a high-quality hospitality business with established commercial rental income, all underpinned by ownership of a debt-free freehold asset.
The Vaults enjoys an enviable position within one of the Cotswolds' most sought-after and internationally recognised destinations. Stow-on-the-Wold attracts visitors throughout the year, benefiting from its wealth of independent shops, restaurants, cafés and galleries, together with its proximity to attractions including Daylesford Organic Farm and Soho Farmhouse. Moreton-in-Marsh railway station is approximately 4.5 miles away, offering direct services to London Paddington in around 75 minutes.
The luxury apartments have been finished to an exceptional standard and have already established an outstanding reputation, having been featured extensively across national newspapers, travel publications and lifestyle media. The business has generated significant momentum since opening in late 2025 and is offered as a fully operational, turnkey enterprise with no day-to-day operational involvement currently required from the owner.
Alongside the hospitality business, the property benefits from two separately let commercial premises, providing immediate investment income and creating a diversified revenue profile.
Whether acquired as a premium investment, hospitality acquisition or lifestyle business, The Vaults represents one of the Cotswolds' most distinctive opportunities.
Investment Highlights
Share sale of the trading company.
Debt-free freehold ownership included.
Landmark former Georgian bank.
Prime position overlooking Stow-on-the-Wold Market Square.
Three luxury furnished holiday apartments.
Established boutique hospitality business.
Approximate first full year holiday accommodation turnover of £150,000.
Current operating model achieving approximately 65% operating margin.
Established commercial rental income.
Five private parking spaces.
EV charging facilities.
Roof terraces with elevated views across Stow-on-the-Wold.
Featured in numerous national publications including The Telegraph, Country Life, Condé Nast Traveller, Homes & Gardens and SheerLuxe.
VAT not applicable.
Four-week completion available.
Commercial Accommodation
The property benefits from two established commercial investments providing secure rental income.
The retail unit is let to Just for Pets (PSR) at a current rent of £46,000 per annum under a ten-year lease commencing in 2024, incorporating a tenant break option at the fifth year.
The office accommodation is currently let at £12,000 per annum, increasing to £14,000 per annum during the second year of the lease.
Hospitality Business
The three luxury furnished holiday apartments have been individually designed to create an exceptional guest experience and have quickly established themselves as one of the Cotswolds' premier boutique accommodation offerings.
Having commenced trading in late 2025, the business is forecast to generate approximately £150,000 turnover during its first full trading year, with further growth anticipated as the business matures and benefits from increasing brand recognition, repeat bookings and continued demand within the Cotswolds hospitality market.
The sale includes the established trading business together with the associated goodwill, branding, online presence, booking infrastructure and operational assets.
Location
Situated in the heart of Stow-on-the-Wold, one of England's most picturesque and desirable market towns, The Vaults occupies a prominent position overlooking the historic Market Square.
The town attracts substantial domestic and international tourism throughout the year and offers an excellent selection of boutique retailers, restaurants, cafés and galleries. The surrounding Cotswolds Area of Outstanding Natural Beauty continues to be one of the UK's most popular visitor destinations.
Excellent transport connections include Moreton-in-Marsh railway station approximately 4.5 miles away, providing direct services to London Paddington in approximately 75 minutes.
Freehold
* Plus 6% Buyers Premium plus VAT
Each Lot is sold in its existing condition and state of repair. Buyers are deemed to have inspected the Property and satisfied themselves as to its condition, structure and suitability prior to bidding. Town & Country Property Auctions gives no warranty or guarantee as to the condition, structure, construction, repair or suitability of any Property, or the working order of any fixtures, fittings, services, heating systems or appliances included in the sale. No objection, claim or recourse shall be made against Town & Country Property Auctions in respect of these matters. Purchasers requiring mortgage finance or other funding are advised to arrange this prior to the auction and should satisfy themselves that the Property meets their lender's requirements. Material information relating to the Property will be provided within the Legal Pack. To download the Legal Pack, please visit tcpa.co.uk.
The seller of this property may consider a pre-auction offer prior to the auction date. All auction conditions will remain the same for pre-auction offers which include but are not limited to, the special auction conditions which can be viewed within the legal pack, the Buyer’s Premium, and the deposit. To make a pre-auction offer we will require two forms of ID, proof of your ability to purchase the property and complete our auction registration processes online. To find out more information or to make a pre-auction offer please contact us.
Any additional costs will be listed in the Special Conditions within the legal pack and these costs will be payable on completion. The legal pack is available to download free of charge under the ‘LEGAL DOCUMENTS’. Any stamp duty and/or government taxes are not included within the Special Conditions within the legal pack and all potential buyers must make their own investigations.
This property is being sold by Conditional Auction with Reservation Fee. The auction will be conducted online through our weekly bidding platform. The auction timeslot and end date are displayed on the property listing at tcpa.co.uk. When bidding, you are deemed to have agreed to Town & Country Property Auctions Buyers Terms (England & Wales) available on our website.
The Legal Pack can be updated at any time before the auction starts, so please ensure you have reviewed the most recent version before bidding. At the point of placing your bid, you are deemed to have read the Legal Pack in its entirety, including any updates. Failure to check for changes will not be a valid reason for withdrawing from the sale. It is strongly recommended that you instruct a qualified solicitor or conveyancer to review the Legal Pack and raise any necessary enquiries before bidding.
Non-refundable fees will apply and will be clearly listed on the property details. These fees are paid to reserve the property during the Reservation Period and may take the form of: Reservation Fee – paid by the buyer and in addition to the purchase price. This does not contribute toward the purchase price. Reservation Deposit – paid by the buyer when the seller agrees to cover the fees. This deposit forms part of the purchase price and may be used to cover the auctioneer's fees. Any applicable fee or deposit will be clearly displayed on the property listing at tcpa.co.uk.
We have not carried out a survey or assessment of the property and therefore cannot confirm whether it is suitable for mortgage lending. Mortgage ability is determined solely by the buyer’s chosen lender and their surveyor. It is the buyer’s responsibility to ensure the property is suitable for lending. All prospective bidders should obtain independent advice, arrange their own survey, and confirm mortgage suitability before bidding. No warranty, guarantee, or representation is given or implied regarding the condition of the property or its mortgage suitability. Bidders must rely on their own inspections, enquiries, and professional advice.
Landmark former Georgian bank.
Prime position overlooking Stow-on-the-Wold Market Square.
Established boutique hospitality business.
* The Guide Price given is an indication as to where the Reserve is currently set. The Reserve is the minimum price that the auctioneer is authorised by the vendor to sell the property for. It is subject to change throughout the marketing period. Where the Guide Price is a single figure, the current Reserve will not be more than 10% above that single figure, and where a price range is given (i.e. £50,000 - £55,000), the Reserve will not exceed the upper level of the range. It is not necessarily what the auctioneer expects it will sell for.
We would like to point out that all measurements, floor plans and photographs are for guidance purposes only (photographs may be taken with a wide angled/zoom lens), and dimensions, shapes and precise locations may differ to those set out in these sales particulars which are approximate and intended for guidance purposes only.
These particulars, whilst believed to be accurate are set out as a general outline only for guidance and do not constitute any part of an offer or contract. Intending purchasers should not rely on them as statements of representation of fact, but must satisfy themselves by inspection or otherwise as to their accuracy. No person in this firms' employment has the authority to make or give any representation or warranty in respect of the property.
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All auctioneer fees and deposits stated are non-refundable. The deposit will be applied toward the final purchase price. Auctioneer fees, while not contributing to the purchase price, will still be included in the total chargeable consideration of the property when calculating Stamp Duty Land Tax, Land Transaction Tax, or Land and Buildings Transaction Tax (as applicable depending on whether the property is located in England, Wales, or Scotland).
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